"'Chances are that most of the time the software will catch not a money launderer, who is always wary, but a regular person,' said one bank official who did not want to be named. 'If you got a fat birthday gift from your brother who works in the Middle East, would you like to get calls from the bank or the government asking for an explanation? In theory, that can happen.'"I always give my creditors and debtors (banks) my voice mail number and then I don't listen to the messages. If they want to contact me, they can write (and I can throw that stuff away if I feel like it).
With net-based account management, phone and mail are obsolete.
If the government writes, I just mail it to my lawyer.
